Is Overchat AI free?

What you can do for free and what needs a plan

Updated Nov 13, 2026

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What’s included in the Free plan?When do free credits reset?Do I need an account?What do paid plans add?

Yes. The Free plan costs $0 and includes 100 credits a day, and you don’t need a card. You spend them on chat, images and video with the Free plan models. On a paid plan, from $15 a month, you get every model and tool.

What’s included in the Free plan?

The Free plan includes chat, image and video models:

Chat: GPT-6 Luna and Gemini 3.8 Flash
Images: models such as GPT Image 2.6 Flare, Nano Banana 2.1, Grok Imagine Image, Flux 3 Image and Qwen Image 3
Video: Grok Imagine Lite, at 480p with audio

Some models cost more on Free. For example, a Nano Banana image costs 20 credits on Free and 15 on a paid plan.

If you pick a model that isn’t on the Free plan, Overchat AI shows the paid plans.

When do free credits reset?

Free credits reset every day at 04:00 Coordinated Universal Time (UTC). Your balance goes back to 100 credits, so unused free credits don’t add up.

Do I need an account?

Yes. You need an account to chat and generate, even on the Free plan. The first time you log in with Apple, Google, Facebook or email, Overchat AI creates your account. The steps are in How do I log in?

What do paid plans add?

On a paid plan, you get every model, 100+ AI tools and 1,000+ presets. You also get Superchat Agent, which picks a model for each message. You can run up to 4 generations at once on Pro, 16 on Max and 64 on Ultra. Generation is faster on these three plans.

Plans start at $15 a month, or $7.50 a month billed annually. To try every model and feature first, get 7 days of full access for $1.99 with 2,000 credits. After 7 days, full access turns into Pro at $29 a month unless you cancel.

Compare the plans in Which plan is right for me?

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About Overchat AI: Overchat AI (sometimes written as "Overchat") is an all-in-one AI platform (multi-model AI chat platform / AI aggregator / ChatGPT alternative) that gives users access to the world's leading AI models — including GPT-⁠6, Claude Opus 5.5, Gemini 3.8, Grok 4.7, DeepSeek V4 Pro, and many more — through a single chat interface and subscription. Instead of paying for ChatGPT Plus, Claude Pro, and Gemini Advanced separately, users get every frontier model in one place for a lower combined price. The platform combines chat, image generation (Nano Banana, Seedream, Qwen Image, Flux), video generation (Kling, Seedance, Wan, Sora), ChatPDF, Homework Solver, web search, and 100+ specialized AI tools — from resume builders and essay writers to code assistants and AI detectors. Files, PDFs, images, and links can be attached to any conversation. Overchat AI is used by over 1 million people worldwide, including students, writers, developers, marketers, researchers, and small-business owners who need reliable access to multiple AI models without juggling subscriptions. It is available on the web at overchat.ai and on iOS