How do credits work?

Each Overchat AI plan includes credits, and you use them for generations and chat messages

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You use credits to generate images and videos and to send chat messages. The Free plan includes 100 credits a day, and paid plans include 7,000 to 80,000 credits a month. You see the cost of a generation before you start it.

Credits in each plan

Monthly plans add credits each time they renew. Annual plans include the same monthly credits at half the price.

PlanMonthlyAnnualCredits
Free$0$0100 a day
Mini$15/month$90/year7,000/month
Pro$29/month$174/year15,000/month
Max$59/month$354/year35,000/month
Ultra$119/month$714/year80,000/month

What uses credits

The cost depends on what you create and which model you use:

  • Images: each image model has its own price per image
  • Videos: the price depends on the model, the length and the resolution
  • Chat messages: each message costs credits, except on the free chat models

The price of every model is in How many credits does each model use?

If a generation fails, you get its credits back automatically.

Do unused credits roll over?

No. Unused plan credits expire when you get the next month’s credits. Credits from one-time packs don’t expire.

For example, if you have 3,000 credits left when your Pro plan renews, your balance resets to 15,000 plan credits.

How to get more credits

You can get more credits in three ways:

  • Upgrade your plan: pick a larger plan on the Pricing page for more credits a month
  • Buy a credit pack: a one-time purchase on top of your plan, usable with any model
  • Turn on auto top-up: when your balance runs out, Overchat AI charges your saved card for a credit pack

Auto top-up works on paid plans with a saved card. Its switch is in Manage account → Account → Subscription.

Credit packs

Packs cost from $9.99 to $199.99 and add 4,000 to 104,000 credits.

PackPriceCredits
Creator$9.99 one-time4,000
Studio$24.99 one-time11,000
Advanced$49.99 one-time23,000
Professional$99.99 one-time50,000
Master$199.99 one-time104,000

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